A subsidiary of Fairfax Financial Holdings Inc., Northbridge has assets of $5.6 billion and oversees $1.3 billion in annual premiums. The Northbridge Group of Companies includes Northbridge General Insurance Corporation, Northbridge Personal Insurance Corporation, and Northbridge Commercial Insurance Corporation.


Northbridge boasts an exemplary customer service record, actively working with brokers to ensure you’re getting the coverage you need. With a 24/7 claims service, Northbridge customers experience the highest level of customer care around.

Overall: 4.6/5
Product/Flexibility: 4.9/5
Coverage + Specialization: 4.1/5
Claims Service: 4.6/5
Price: 5/5

Northbridge Auto Insurance Quote

Toronto-based Northbridge Insurance acts as the main subsidiary of Fairfax Financial Holdings Limited’s Canadian operations. It was formed when Fairfax created a stable of subsidiaries alongside TruSheild Insurance and Federated Insurance, called Northbridge Financial Corporation in 2003. Since then, Northbridge Insurance has been serving customers with its strong portfolio of auto, home, and commercial solutions.

The company holds four major regional offices, located in Ontario, Quebec, Atlantic Canada, and Western Canada. Some customers may still call the company Lombard General Insurance Company of Canada, its previous name. However, in 2012 Fairfax rebranded the company and debuted the Northbridge Insurance name.

Auto, travel, and home insurance customers can shop for Northbridge Insurance quotes online with Customers can shop for the best deal to meet their needs, or contact us for advice. Our leading online quote tool scours the best insurance companies in Canada to find the most affordable policy for you.

Unlike other outlets, does not work for Northbridge Insurance, or any other individual insurance company. This allows us to be independent and work entirely with the customers best interests first. With our quote tool, you can get the best price from the company that suits your needs, with no strings attached.

Why Choose Northbridge Insurance:

  • 24/7 claims support: While it is increasingly standard, it is good to see Northbridge Insurance offers claims support 24 hours a day.
  • Strong Social Responsibility: It does not affect the customer directly, but Northbridge is commendable for its Our Northbridge Cares social outreach program. The company helps worthy causes and projects in communities across Canada. Among the organizations the company supports are DAREarts Foundation, Pathways to Education, SickKids Foundation,, and more.

Northbridge Insurance Personal Products

Home Insurance

Northbridge Insurance helps owners with a robust home insurance package that extends to condos and cottages. Among the benefits of the company’s policies are:

Guaranteed replacement cost: If your home is destroyed, Northbridge cover costs to rebuild it with materials of similar kind and quality, even if your policy coverage is less.

Student away: If there’s a student in your family who’s away at school, your insurance extends to them and their belongings.

Special limits: We offer some of the highest “special limits” insurance on items such as jewellery, collectibles or bicycles.

Jewellery coverage: For an additional cost, you can choose to cover your individual jewellery items based on appraised value, not just replacement value.

Home insurance customers taking coverage with Northbridge Insurance can get discounts on their policies in the following ways:

Personal Choice: Combine your home and auto insurance (available to Ontario residents only).

Age of home discount: Varies by the age of your home.

Claim-free discount: Applies if you have not had any claims in the past three years.

Alarm system: Applies if you have a centrally monitored fire or burglar alarm system installed.

Age discount: Be rewarded for your years of responsible living.

Mortgage-free discount: Applies if you are mortgage free.

Auto Insurance

Northbridge Insurance says its auto insurance packages are unique due to the way its structures its premiums rating. The company assesses the number of years licensed and the number of years accident free to achieve a lower price. Additionally, customers can save with the following discount benefits:

  • Personal Choice: Combine your home and auto insurance for savings.
  • Multi-vehicle discount: Save a minimum of 10% for every qualified vehicle you include on your policy.
  • Driving Record Protection: For a small fee, you can add Driving Record Protection to your auto policy, which guarantees that your driving record will not change after your first at-fault accident. (Available for qualifying customers. Accidents resulting in a conviction classified as major or criminal do not qualify.)

Business Insurance

Northbridge Insurance is a noted provider of business and commercial insurance solutions. If you are looking for business-oriented solutions, it’s likely Northbridge will have the product for you:

Cyber Risk

Property Insurance

Business Income Insurance

Commercial Auto

Commercial General Liability

Crime Protection