Insurance Guides

Front View Vinyl Siding Single Family Home MD
Bundling Insurance Insurance companies offer a variety of discounts for home and auto insurance, and by far the most beneficial one is the bundling discount. If you have a home, RV, trailer, motorcycle, boat, snowmobile, ATV, or any other asset that you think might benefit from bundling, be sure to speak with your broker. You could be missing out on a 15-20 per cent discount!
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Car insurance
Canadian Car Insurance Coverages Explained Shopping for car insurance in Canada can be an arduous task. The types of coverage, limits, and deductibles can make for a confusing shopping experience, so knowing the ins and outs of the Canadian insurance scene can help you be confident in your buying choices while saving you money.
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Car Insurance For 50+ Many drivers assume when they pass fifty that the good times of affordable premiums are over, even if they have built up years of no claims, have the “right” car, and have a clean record. Failing eyesight, decreasing reflexes, and in some cases memory loss are more common in this age group so insurers assume more risk and hike premiums.
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Car Insurance For New Drivers Personal car insurance for a new driver can be split into two different types, coverage for under 25s and coverage for over 25s. If you are after more affordable premiums then it is definitely better to be in the former group as young drivers are subject to among the highest average rates in Ontario.
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Car Insurance For Teens Finding the right car insurance policy for your teen or young driver can be a bit of a headache. Insurance companies know that these drivers lack experience, and the premium is higher in order to hedge this increased risk. However, there is some recourse for parents looking for the cheapest car insurance rate for their teen. There are certain things to look for when buying a vehicle, as well as steps to get the lowest rate when you’re speaking to your broker. Read on to find out what you can do to save!
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Car Insurance Renewal One of the most crucial times in the life of your car insurance policy is your renewal. This is the time of the year when your policy is re-evaluated for tickets or claims, and when insurance rates can change due to a number of different factors. That’s why it’s so important to know what to do when that letter comes in the mail. This is the point in time where you’re most able to save money on your car insurance policy, as you won’t have to pay to switch, and you have the information handy to get a quote easily with someone else. Read on for information on how to make the most of your insurance renewal.
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Jeep Wrangler in the desert
Cheapest Cars to Insure Ever wondered which car to choose if you’re looking to save money on your car insurance policy? Look no further. We’ve compiled a list of some of the cheapest cars to insure, and there are a few surprises! Read on to find out which cars made the cut.
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chromed luxury sportscar steering wheel
Classic Car Insurance When it comes to insurance, distinguishing between classic and regular cars is extremely important. Insuring a classic car with a regular insurance policy can end in financial disaster if something unexpected were to happen. At Shop Insurance Canada, you'll find a comprehensive guide on classic car insurance with everything you need to know about insuring your classic or antique automobiles. Read on to learn what you need to know in order to protect your most prized possession.
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European delivery van
Commercial Car Insurance Many consumers believe that their personal auto coverage is sufficient to cover them for commercial vehicles, which in most cases is simply not true. There is a blurred line between personal and commercial auto insurance, but actually insurance companies are not the perpetrators of this issue.
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rising waters
Flood Insurance Until very recently, Canada was the only G8 country that did not offer some type of flood insurance, whether through private property and casualty insurance companies or a national flood program--despite the obvious need for it. Floods are by far the most frequent natural disaster in the country’s history, and it’s only expected to get worse. Read on for information about flood insurance in Canada and determine whether or not you’re covered.
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High Risk Car Insurance Car insurance companies have a category for drivers that have several claims or convictions on their record: it’s called high risk, and it’s not a desirable place to be. Insurance companies treat high-risk drivers much differently than low risk drivers. Premiums are generally much higher in order to offset the risk associated with these types of drivers. Take a look at some of our articles on high-risk drivers to learn more about the high-risk category and what to do if you’ve been classified as a high risk driver by your insurance company.
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Speed Car
How to Estimate Car Insurance Insurance can be a confusing ordeal for even the most financially experienced person. The rating criteria is extremely complex, so it’s tough to figure out how much it's going to cost; however, if you know what goes into rating for insurance, you can have a general idea of what you’ll be paying.
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Airport
Rental Car Insurance When you travel, you often need a way to get around that won’t hurt the budget, and renting a car is a popular choice. However, it’s important to ensure that you’re properly covered when you get the keys from the rental desk at the airport. If you don’t have proper insurance for your rental car and you have an at-fault accident, you’re liable to cover the damages to the vehicle. There are other options besides the insurance offered by the rental company, however. Read on to learn more!
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Student Car Insurance For many teenagers heading off to college is the first moment of independence in their lives, and it is often the first time they are able to do things like drive a car consistently on their own. Owning and running a car is but one route to maturity, but it promotes responsibility as the student will have to make sure they are insured.
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Temporary Car Insurance Temporary car insurance is exactly what you think it is; a short term coverage alternative that gives drives a policy over a short amount of time. This length of time is generally below six months and can be as low as a few weeks.
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Type Of Car Insurance in Canada When looking for car insurance in Canada you should be able to find at least a basic policy that offers a broad range of protection and coverage in a range of circumstances. These basic packages usually consist of six basic benefits and some coverage is required by law in the Province of Ontario.
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