Obtain the Cheapest Car Insurance for New Drivers

Published: January 30, 2018

Updated: May 15, 2018



It is common knowledge that the most costly time you can obtain car insurance is during your first time of driving. New drivers lack experience and it has been statistically proven that they have a higher risk of being involved in accidents. In response to this risk, car insurance firms charge higher quotes on their insurance. The good news is that there are some ways new drivers can get cheap car insurance.

Auto insurance firms have always ignored new drivers when they want to get an insurance cover. This is because insurance firms consider new drivers as people who will frequently make insurance claims. New drivers are seen as inexperienced and so, have a higher risk of being involved in an accident.

In many cases, new drivers are individuals with ages ranging from 16-20 and are in either college or high school. In case you fall into this group, rest assured, you can easily get the cheapest car insurance for new drivers. This can be achieved in different ways.

There is a high possibility that your insurance policy will be cheap if your records reveal that you have been driving a car on another person’s insurance cover. This is possible because you can drive a car as a “named driver” on the policy of your parents. This is viewed by insurance company as an added advantage and assures you have some experience that may induce reduction of your insurance premium.

Another way is by enrolling in some training. You can register in a recognized driving school nearby. Some local authorities grant sponsorship which is a good leverage. Once you complete the learning process and have passed the training and exams, you will become eligible to cheaper car insurance based on your training grades

You can also obtain cheaper car insurance for new drivers as a result of the type of car you want to drive. Many insurance auto companies are reluctant towards offering these policies to young and new drivers who own “flashy cars” due to the price of the car is breath-taking and the company may run a loss when a claim is made. It is recommended that new drivers should consider purchasing vehicles that are known for safety to reduce premiums.

Young drivers are advised not to be in a hurry to visit any insurance company to request for insurance cover without taking out time to visit many companies to ascertain their quotes. There are insurance firms that offer low premiums to new drivers that will be ideal for you.

Different rates are offered by different insurance companies; so when you make comparison, you will be able to know which company has a policy that is affordable. This is why with the required research anyone can get the cheapest auto insurance for new drivers. The investment of effort and time in comparing quotes can save lots of hundreds of dollars on auto insurance premiums.