Cheapest Cars to Insure

Published: March 27, 2015

Updated: May 15, 2018



The cheapest vehicles to insure are usually the safest ones, and the safest ones are usually larger vehicles—and that means SUVs and minivans.

To some degree, there’s an intervening variable here: usually the people driving minivans and SUVs are safer drivers, because they’re often transporting precious cargo—children and families.

So it’s definitely surprising that the cheapest car to insure on Autoblog’s list is the Jeep Wrangler Sport (average premium of $1,080), considering it’s followed by the Honda Odyssey LX minivan ($1,103). It doesn’t seem like much of a family vehicle, and it’s definitely not the safest vehicle on the road. Regardless, it beats the Honda Odyssey by a few bucks a year.

Another Jeep comes in third: the Patriot Sport ($1,104). This makes a little more sense, as it’s more of a family-oriented Jeep, and it receives better safety ratings. The Honda CR-V LX ($1,115), another sensible family crossover, follows it in fourth place.

Yet another Jeep hits the fifth spot on Autoblog’s list, the Compass Sport ($1,140), followed by the Chrysler Town & Country Touring ($1,140). A station wagan, Subaru Outback 2.5i ($1,144), comes in as the fifth-cheapest car to insure.

Rounding out the list are two Dodge minivans and another SUV. The Dodge Journey SE ($1,149) and the Dodge Grand Caravan SE ($1,158) are sensible, safe minivans for the family. The Ford Escape ($1,161) is the tenth-cheapest car to insure on Autoblog’s list.

All of these vehicles are extremely cheap to insure, and you can’t go wrong with any of them in the low rates department. However, if you’re looking for a little fun in your drive, you’ll likely have to look elsewhere and take a bit of a higher hit on your insurance premium. Whatever your style, take a look at our quote comparison tool to shop for the best rates for your car.