Compare 25+ Ontario Health Insurance Quotes Online
See Your Cheapest Health Insurance Quotes in Just 1 Minute!
Why do I need Health+Dental Insurance?
While many provincial health plans cover major health costs that could affect the lives of Canadians, they may not cover items like prescription medication, physiotherapy, or dental hygiene. Without insurance protection, medicine and treatment from a medical or dental professional can become quite expensive. Supplementary health and dental insurance plans allow you to be sure that you’ll be able to provide for yourself or your family member should they fall ill.
Explanation of Personal Health Insurance
If you don’t have coverage under a group benefits plan, or you’re losing coverage, an individual health plan can help ensure you and your family have access to prescription drug, dental, hospital, vision, paramedical and ambulance services. Better yet, these plans have no termination age.
Individual plans cover you and your family for many of the services not covered by your provincial health care plan. In fact, coverage provided is similar to that of a group benefits plan. There is a choice of plans to suit your needs and coverage is guaranteed.
- Why do I need health insurance if I receive health care from my provincial government?
Your provincial health care plan may not cover many routine medical expenses such as prescription drugs, dental care and vision care.
- Can I customize my plan?
Yes, you can customize your plan to suit your needs or those of your family.
- I’m leaving my group plan. Can I get coverage under an individual plan?
Yes. There are options for getting you access to the health and dental coverage you need. For example, there is a conversion option that is guaranteed issue
(a fancy way of saying you can get them with no medical questionnaire), whereby as long as you apply within 60 days of losing your group coverage, you can get coverage.