The Ontario 2017 budget included an important change to proof of auto insurance. The province will seek to introduce electronic pink slip replacements in the form of electronic documentation. It is an important step that is viewed as long overdue.
Now that the idea has been presented, the industry is looking to the next step. David Marshall, the man tasked with reviewing the state of auto insurance in Ontario, recommended creating independent medical evaluation centres. These locations would use an evidence-based system of care.
Marshall became the advisor or auto insurance and pensions in February 2016. provide advice and recommendations to governing and regulatory bodies in an effort to reduce auto insurance costs in Ontario, while the role also involves him overseeing the roll out of the Ontario Retirement Pension Plan (ORPP). He worked as a direct advisor to Ontario finance minister Charles Sousa.
The Fair Benefits Fairly Delivered: A Review of the Auto Insurance System in Ontario final report, written by David Marshall, is now being reviewed by the liberal government.
The Insurance Brokers Association of Ontario’s CEO, Colin Simpson, is deeply in favour of the Marshall report’s recommendations in terms of medical evaluation centres.
“You’re taking insurance coverage out for any catastrophe that you may have in your life – it’s a shame that lawyers and other people take advantage of that particular system to create an industry in its own right,” Simpson said.
“If you can get the framework to be efficient, if you can get people back to a position of health or their physical assets back to a position where they can use them more easily, then that will benefit everyone. The issue we’re seeing play out in the news these days in connection with legal costs of the current system needs to be addressed, because the people who suffer here are the policyholders.”
“All of it should all be available through your driver’s licence, let alone through an app,” Simpson added. “If you’re driving, you’ve got a license. There’s a magnetic strip on there, there’s no reason why you couldn’t have all your tax and insurance details through that. Technology obviously isn’t there today, but that would be the easiest way to do it in my mind.”