Most customers will be happy to know their home insurance policy will cover against wind damage. However, an ICLR managing director suggests win damage is exasperated by poor construction quality. However, the Institute for Catastrophic Loss Reduction says it has “head really good things” about a proposed mandate to place hurricane straps in all new home builds in Ontario.
Hurricane straps are metal bands that wrap trusses to connect walls. Western University civil engineering professor, Greg Kopp, says they would have kept roofs on homes during tornadoes in 2014 in Angus and in 2009 in Vaughan, Ont.
During a presentation at the 44th Annual Engineering Insurance Conference (AEIC), Kopp points out that hurricane straps are not currently written into the Ontario Building Code.
Canadian provinces operate individual building and fire codes, but the federal government implements national model construction codes through the National Research Council and developer by the Canadian Commission on Building and Fire Codes.
“We have several changes in to the Canadian national building code at the moment,” ICLR managing director Glenn McGillivray said. ICLR has proposed changes to the Ontario Building Code and some of the recommendations were accepted. Hurricane straps are on the agenda and ICLR hopes they will become part of the code.
“We have heard really good things about the hurricane straps,” McGillivray said.
“Getting to the national code, which is the model for all the provinces, is very difficult. It’s controlled by industry people. The insurance industry is not there but the builders are there.”